OPTIMALISASI MINAT MENABUNG NASABAH PADA TABUNGAN BAROKAH DI PT. BPRS BHAKTI SUMEKAR CABANG PAMEKASAN

Mujibno Mujibno, Ryan Aidil Hakim, Abdul Wahid, Amiruddin Amiruddin

Abstract


This study aims to determine the optimization of customer interest in barokah savings at PT. BPRS Bhakti Sumekar. Barokah savings are savings or customer funds deposits in the form of rupiah savings with a wadhi'ah yadh dhamanah contract, namely as a pure deposit that will help manage your funds to be more blessed. This study uses descriptive qualitative methods with data collection techniques through interviews, the results of observations with case study designs from interviews with related and responsible parties that optimizing customer interest in barokah savings at BPRS Bhakti Sumekar Pamekasan Branch are quite good, where from From year to year, the number of customers has increased, with the assistance of the marketing department and very good socialization and door-to-door marketing strategies, so that they are helped and influential. The optimization has also been carried out carefully with caution both in terms of service, especially in friendliness in communicating with customers and always competent and consistent in determining the schedule that has been determined between the customer and the marketing party.


Keywords


Optimization, customer interest, Barokah savings.

References


Abd. Waris. “Tabungan Barokah.†Skripsi, IAIN Madura, 2021.

Agus Sujanto. Psikologi Umum. Jakarta: PT. Rineka Cipta, 2004.

Andri Soemitra. Bank dan Lembaga Keuangan Syariah. Jakarta: Kencana, 2009.

Asri Afi Utami. “Strategi Pendidikan Pesantren Dalam Mengembangkan Jiwa Enterpreneurship Santri (Studi Multisitus Di Pondok Pesantren Riyadlul Jannah Dan Pondok Pesantren Attin Mojokerto).†Skripsi, Universitas Islam Negeri Maulana Malik Ibrahim Malang, t.t.

Bankir Indonesia, Ikatan. Memahami Bisnis Bank Syariah. Jakarta: Gramedia Pustaka Utama, 2014.

Bhakti Sumekar Sumenep, BPRS. “Brosur Tabungan Barokah.†Sumenep, 2021.

Bob dan Anik Anwar. Pedoman Pelaksanaan Menuju Pra Seleksi Murni. Bandung: Ganesa Exact, 2008.

Hana Putri Rahmawati. “Strategi Pemasaran Funding Dalam Meningkatkan Jumalah Nasabah Di BPRS Bumi Artha Sampang Kantor Kas Cimanggu Cilacap.†Laporan Tugas Akhir, IAIN Purwakerto, 2021.

Heni Juliana. “Analisis Faktor Terhadap Minat Nasabah Menggunakan Tabungan Wadhiah Barokah Di Bank Syariah Adam Kota Bengkulu.†Skripsi Fakultas Ekonomi Dan Bisnis islam, IAIN Bengkulu, 2021.

Hermawan Kartajaya. Hermawan Kartajaya on Positioning. Bandung: PT Mizan Pustaka, 2004.

Hermawan Kartajaya dan Muhammad Syakir Sula. Syariah Marketing,. Bandung: PT Mizan Pustaka, 2006.

Ilahi Roby, Mujibno, Daniel. “Skema Penerapan Qardh Hasan Di LKMS Alpend Barokah Mandiri Dalam Pemberdayaan Masyarakat.†Equilibrium: Jurnal Ilmu Manajemen, vol.1, no. 2 (2021): 39–44.

Indriyani, Mujibno, Susi. “Analisis Alur Pembiayaan Bermasalah Terhadap Kinerja Keuangan Di BPRS Bhaksi Sumekar Cabang Peragaan.†Jurnal Eksyar (Jurnal Ekonomi Syariah ), vol.08, no. 01 (2021): 107–125. http://ejournal.staim-tulungagung.ac.id/index.php/Eksyar.

Iwan Purwanto. Manajemen Strategi. Bandung: CV Yrama Widya, 2006.

Kartajaya, Hermawan. Hermawan Kartajaya on Marketing Mix. Bandung: Mizan Pustaka, 2007.

Rafiqi, Iqbal. “Strategi Fundraising Zakat Infaq Shadaqah Di Lazisnu Dan Lazismu Kabupaten Pamekasan.†Universitas Islam Negeri Sunan Ampel Surabaya, 2019.

Kotler, P. Manajemen Pemasaran. Milenium. Jakarta: Penerbit Indeks, 2005.

Lexy J. Moleong. Metodologi Penelitian Kualitatif. Bandung: PT Remaja Rosdakarya, 2007.

PT. BPRS Bhakti Sumekar. “Tabungan Barokah,†t.t. Diakses 02 Januari 2021. https://www.bhaktisumekar.co.id/v2/tahara/.

Putri Dwi Cahyani. “Tingkat Kepuasan Nasabah Terhadap Kualitas Layanan Perbankan Syariah di Yogyakarta.†vol.6, no. 2 (Oktober 2016).

Rusli Romadhoni, Iqbal Rafiqi, Imani. “Strategi Marketing Syariah Tabungan Gaul IB Bagi Generasi Millenial Pada BPRS Bhakti Sumekar Sumenep.†Ilmu Manajemen, vol.1, no. 2 (2021): 66–71. https://journal.actual-insight.com/index.php/equilibrium/article/view/186/129.

Wiwin Yuliani. “Metode Penelitian Deskriptif Kualitatif alam Perspektif Bimbingan Dan Konesling.†vol.2, no. 2 (Mei 2018).


Full Text: PDF

DOI: 10.28944/masyrif.v2i2.695

Refbacks

  • There are currently no refbacks.